Free Tool

SIP Calculator

See how a monthly SIP grows over time. Estimate the maturity value and returns of your systematic investment plan with monthly compounding.

10,000
12 %
10 Years

SIP returns are market-linked and not guaranteed. This uses the standard SIP future-value formula with monthly compounding.

Maturity Value

Total Value₹23,23,391
Invested Amount₹12,00,000
Estimated Returns₹11,23,391
Invested
Returns
Grow wealth with expert financial planning

What is a SIP?

A Systematic Investment Plan lets you invest a fixed amount in mutual funds every month, averaging your purchase cost and building wealth over time.

How is SIP maturity calculated?

Using the future-value-of-annuity formula with monthly compounding on your expected annual rate of return.

Are SIP returns guaranteed?

No. SIPs invest in market-linked mutual funds, so returns fluctuate and are not guaranteed.

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