Free Tool

Retirement Planning Calculator

Find out how large a retirement corpus you need and the monthly SIP required to build it — adjusted for inflation and expected returns.

30 Years
60 Years
50,000
6 %
12 %
7 %

Assumes life expectancy of 85 years. The retirement corpus must fund your inflation-adjusted expenses for 25 years.

Retirement Plan

Corpus Needed₹7,71,48,478
Years to Retirement30 years
Monthly expense at retirement₹2,87,175
Years in retirement25 years
Monthly SIP Required₹21,856
Build a retirement plan with our advisors

How much do I need to retire?

Enough to fund your inflation-adjusted expenses across your retirement years. This tool estimates that corpus from your current spending.

Why adjust for inflation?

At 6% inflation, expenses roughly double every 12 years — so your future costs are far higher than today's, and your corpus must account for that.

What return should I assume?

A common approach is a higher return (10-12%) while accumulating and a conservative return (6-7%) during retirement.

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