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Convert your CTC into monthly take-home pay. See the split of gross salary, PF, professional tax and income tax deductions.
Portion of CTC paid as performance bonus (excluded from monthly in-hand).
Varies by state; max ₹2,500/year.
Estimates assume Basic = 50% of gross, 12% employee PF, ₹50,000 standard deduction and New Regime tax slabs (FY 2025–26). Actual figures depend on your salary structure.
In-Hand Salary
What is CTC?
Cost to Company (CTC) is the total annual spend on you, including gross salary, employer PF, gratuity and benefits — not your take-home pay.
Why is take-home less than CTC?
CTC includes employer PF and benefits that aren't paid in cash, plus deductions like employee PF, professional tax and TDS reduce your net pay.
How accurate is this estimate?
It assumes Basic = 50% of gross and New Regime tax. Your actual figures depend on your specific salary structure and declarations.
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