Free Tool
NPS Calculator
Project your National Pension System corpus at 60, plus the lumpsum, annuity split and estimated monthly pension.
5,000 ₹
30 Years
10 %
40 %
6 %
At 60, at least 40% of the NPS corpus must buy an annuity (pension); the rest can be withdrawn tax-free (up to 60%).
Corpus at 60
Total Corpus₹1,13,96,627
Total Invested₹18,00,000
Interest Earned₹95,96,627
Lumpsum Withdrawal₹68,37,976
Annuity Investment₹45,58,651
Est. Monthly Pension₹22,793
Plan your retirement with expertsWhat is NPS?
The National Pension System is a government-backed, market-linked retirement scheme where you invest until 60 to build a pension corpus.
How much can I withdraw at 60?
You can withdraw up to 60% of the corpus tax-free as a lumpsum; at least 40% must be used to buy an annuity that pays a pension.
What tax benefits does NPS give?
NPS offers Sec 80CCD(1B) deduction up to ₹50,000 over and above the ₹1.5L 80C limit.
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