Free Tool

HRA Calculator

Find out how much of your House Rent Allowance is exempt from tax under Section 10(13A) — based on your salary, rent paid and city.

Enter 0 if not applicable.

HRA Exemption (Sec 10(13A))

Exempt HRA₹1,80,000

Least of the three is exempt

Actual HRA received₹3,00,000
50% of Basic + DA₹3,00,000
Rent paid − 10% of Basic + DA₹1,80,000
Taxable HRA₹1,20,000

HRA exemption is only available under the Old Tax Regime. The New Regime does not allow this deduction.

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How is HRA exemption calculated?

It is the least of: actual HRA received, 50%/40% of Basic+DA (metro/non-metro), and rent paid minus 10% of Basic+DA.

Which cities count as metro?

Only Delhi, Mumbai, Kolkata and Chennai are treated as metro cities for the 50% HRA computation.

Can I claim HRA in the New Regime?

No. HRA exemption under Sec 10(13A) is only available if you opt for the Old Tax Regime.

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