Free Tool
Lumpsum Calculator
Project the future value of a one-time investment. Enter the amount, expected return and horizon to see your maturity value and gains.
5,00,000 ₹
12 %
10 Years
A lumpsum is a one-time investment compounded annually. Market-linked returns are not guaranteed.
Maturity Value
Total Value₹15,52,924
Invested Amount₹5,00,000
Estimated Returns₹10,52,924
Invested
Returns
Lumpsum vs SIP?
A lumpsum invests a large amount at once — better when you have idle capital and markets are favourable. SIPs spread risk across time.
How is it calculated?
Future value = Principal × (1 + r)^n, using annual compounding on your expected rate of return.
Is a lumpsum riskier?
It carries more timing risk than a SIP because the entire amount is exposed to the market from day one.
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