Free Tool

EPF Calculator

Estimate your Employees' Provident Fund corpus at retirement, factoring in salary growth, employer contribution and the current EPF rate.

25,000
30 Years
8.25 %
5 %

Employee contributes 12% of Basic+DA; employer adds 3.67% to EPF (8.33% goes to the EPS pension scheme). Retirement age assumed 58. Current EPF rate is 8.25%.

Corpus at Retirement (58)

EPF Corpus₹83,68,062
Total Contribution₹27,45,505
Interest Earned₹56,22,557
Contribution
Interest
Register your company for PF/EPF

How much goes into EPF?

You contribute 12% of Basic+DA; the employer adds a matching 12%, of which 8.33% funds the EPS pension and 3.67% goes to EPF.

What is the EPF interest rate?

The EPF rate is 8.25% for FY 2024-25, declared annually by the EPFO and credited to your account each year.

Is EPF withdrawal taxable?

EPF is tax-free if withdrawn after 5 years of continuous service; earlier withdrawals may attract tax and TDS.

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