Agriculture Infrastructure Financing Facility
3% interest subvention on loans up to ₹2 crore for post-harvest infrastructure and community farming assets.
What you get
3% per annum interest subvention on loans up to ₹2 crore, for up to 7 years · scheme corpus ₹1 lakh crore
Nodal ministry
Ministry of Agriculture & Farmers Welfare
Support type
Loan / Credit
Best suited for
Growth / Scaling
Typical timeline
Applications open round the year
What this scheme actually is
The AIF is a ₹1 lakh crore medium-to-long-term debt facility for post-harvest management infrastructure — cold chains, warehouses, grading and sorting units, primary processing — and community farming assets. Agri-entrepreneurs and startups are explicitly eligible, and the 3% interest subvention plus credit guarantee support makes it materially cheaper than commercial debt.
What the scheme sets out to do
Who can apply
What you get
How to apply, step by step
- 1
Register as a beneficiary on the AIF portal
Applications are open round the year at agriinfra.dac.gov.in.
- 2
Prepare a bankable project report
The subvention is on a bank loan, so the loan must be sanctioned first. That means a proper DPR with capacity, costing, and repayment capability.
- 3
Get the loan sanctioned by a participating lender
The bank appraises and sanctions; the subvention is then claimed against the sanctioned facility.
- 4
Stack with other schemes where eligible
AIF can often be combined with PMFME or state horticulture subsidies. Check convergence before finalising the funding plan.
What we actually do on a AIF mandate
Services this usually needs
No consultant can guarantee a sanction — that decision sits with the evaluating committee, bank or incubator. We commit to an honest eligibility view, an application built to the evaluator’s format, filing inside the window and a documented follow-up cadence. That is stated in every engagement letter we sign.