Yuva Sahakar – Cooperative Enterprise Support and Innovation Scheme
Long-term loans with a 2% interest concession for newly formed cooperative societies with innovative business ideas.
What you get
Loan per project norms, commonly referenced up to ₹3 crore project cost · 2% interest subvention
Nodal ministry
Ministry of Cooperation
Support type
Loan / Credit
Best suited for
Seed / Early Stage
Typical timeline
Through NCDC's project appraisal process
What this scheme actually is
Yuva Sahakar is linked to a dedicated Cooperative Startup and Innovation Fund and supports newly formed cooperative societies with innovative, value-chain-enhancing ideas. It gives special encouragement to cooperatives in the North-Eastern Region and aspirational districts, and to those led by women, SC/ST and persons with disabilities.
Implementing agency: National Cooperative Development Corporation (NCDC)
What the scheme sets out to do
Who can apply
What you get
How to apply, step by step
- 1
Form or identify the cooperative society
The borrower must be a registered cooperative society meeting the minimum operational period.
- 2
Prepare the project proposal for NCDC
NCDC appraises the project on viability, innovation and the value-chain contribution.
- 3
Route through the state cooperative department where required
State government recommendation is part of the NCDC process for many categories.
- 4
Plan the convergence
Yuva Sahakar allows convergence with other subsidies — map them into the funding plan upfront.
What we actually do on a scheme mandate
Services this usually needs
No consultant can guarantee a sanction — that decision sits with the evaluating committee, bank or incubator. We commit to an honest eligibility view, an application built to the evaluator’s format, filing inside the window and a documented follow-up cadence. That is stated in every engagement letter we sign.