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VCF-SC

Venture Capital Fund for Scheduled Castes

Concessional finance of ₹10 lakh to ₹15 crore at a 4% coupon for companies promoted by Scheduled Caste entrepreneurs.

What you get

₹10 lakh to ₹15 crore at 4% coupon · up to 75% of project cost below ₹5 crore, 50% above

Nodal ministry

Ministry of Social Justice & Empowerment

Support type

Equity

Best suited for

Seed / Early Stage · Growth / Scaling

Typical timeline

IFCI Venture appraisal cycle

What this scheme actually is

A ₹750 crore social-sector venture fund managed by IFCI Venture Capital Funds, providing concessional finance to SC entrepreneurs. The 4% coupon makes it dramatically cheaper than any commercial alternative, and startups and units incubated in technology business incubators are explicitly within scope.

Implementing agency: IFCI Venture Capital Funds Ltd

What the scheme sets out to do

Provide concessional finance to Scheduled Caste entrepreneurs
Create wealth and value for society while promoting profitable businesses

Who can apply

Projects and units in manufacturing, services and allied sectors, including startups and units incubated in technology business incubators, with asset creation from the funds deployed
For assistance up to ₹50 lakh: at least 51% shareholding by SC entrepreneurs for the past 6 months with management control
For assistance above ₹50 lakh: at least 51% shareholding by SC entrepreneurs for the past 12 months with management control

What you get

Loans from ₹10 lakh to ₹15 crore at a 4% coupon rate
Up to 75% of project cost funded for assistance up to ₹5 crore
Up to 50% of project cost funded for assistance above ₹5 crore

How to apply, step by step

  1. 1

    Verify the shareholding-duration condition

    51% SC shareholding must have been held for 6 or 12 months depending on ticket size. A recent restructuring resets that clock — plan ahead.

  2. 2

    Prepare a project report with asset creation demonstrated

    The fund requires asset creation from deployed funds, so the project must be capital-forming, not purely operational.

  3. 3

    Apply online at vcfsc.in

    Applications go to IFCI Venture Capital Funds through the VCF-SC portal.

  4. 4

    Arrange the balance funding

    You fund 25% or 50% depending on ticket size. Document how.

How Company Avenue Advisory helps

What we actually do on a VCF-SC mandate

Shareholding and management-control review against the 6/12-month conditions, with restructuring planned in time
CA-certified project report with the asset-creation case documented
Balance-funding plan and financial projections
Application filing, follow-up and post-sanction compliance

No consultant can guarantee a sanction — that decision sits with the evaluating committee, bank or incubator. We commit to an honest eligibility view, an application built to the evaluator’s format, filing inside the window and a documented follow-up cadence. That is stated in every engagement letter we sign.

Official sources

Available Mon–Sat, 9 AM – 7 PM IST

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