Microfinance Company (MFI)
Register a Microfinance Institution (MFI) to provide collateral-free small loans to low-income and rural borrowers.
Microfinance Company Registration Cost
Fixed professional fees, published up front. Government fees are passed through at actual — we never mark them up.
Our professional fee
consultation & advisory fee — full quote after scoping
What this fee covers
- Structure recommendation (Section 8 or NBFC-MFI)
- Capital requirement planning
- Documentation checklist
- Regulatory roadmap
One fee, no packages — every government fee is itemised before you pay.
What it actually costs
- Our advisory fee
- ₹5,499
- Section 8 route incorporation
- ₹7,999+
- NBFC-MFI minimum Net Owned FundRBI requirement
- ₹5 crore
- End-to-end licence support
- On quote
Scoped per case. GST @18% on professional fees is charged extra.
Check your price before you commit
Your exact cost depends on your state, capital and structure. Run the numbers yourself — free, instant, no signup.
Registration Cost Calculator
State-wise government fee, stamp duty and DSC for Pvt Ltd, LLP and OPC.
Check your priceBusiness Structure Advisor
Six questions to find the right entity for your business.
Find my structureAnnual Compliance Cost
Itemised estimate of what you will pay in filings every year.
Estimate annual costCompany Name Search
Check whether your proposed name is already taken at the MCA.
Check a nameKey Benefits
Eligibility & Requirements
- For Section 8 MFI: Non-profit company under Companies Act
- For NBFC-MFI: NOF ≥ ₹10 crore, RBI registration mandatory
- 85% of net assets must be qualifying micro loans
- Loans to borrowers with household income ≤ ₹3 lakh (rural/semi-urban)
- Maximum individual loan: ₹3 lakh
Documents Required
Frequently Asked Questions
What is the difference between NBFC-MFI and Section 8 MFI?
NBFC-MFI is for-profit, requires ₹10 crore NOF, and is regulated by RBI. It can raise commercial borrowings. Section 8 MFI is non-profit, has lower capital requirements, but cannot raise deposits and must reinvest surpluses.
Can an MFI charge any interest rate?
No. RBI caps NBFC-MFI lending rates. Pricing must be cost of funds + margin (max 10% for large MFIs, 12% for smaller ones). All fees must be disclosed upfront to borrowers.
Get Started Today
Free consultation · No commitment required
Related Services
Private Limited Company
Incorporate your Pvt. Ltd. company with end-to-end support and fast government processing.
LLP Registration
Register a Limited Liability Partnership with flexible structure and lower compliance burden.
One Person Company
Start your solo business journey with complete limited liability protection.
Ready to Start Your
Business Journey?
Let our Chartered Accountants handle your registrations, taxation and compliance while you focus on building your business.