Free Tool
Compound Interest Calculator
Calculate both simple and compound interest. Choose your compounding frequency and see how your money grows over time.
1,00,000 ₹
10 %
5 Years
Compound interest grows faster with higher compounding frequency. Simple interest is charged only on the principal.
Total Value
Maturity Amount₹1,61,051
Principal₹1,00,000
Total Interest₹61,051
Principal
Interest
Simple vs compound interest?
Simple interest is charged only on the principal. Compound interest is charged on principal plus accumulated interest, so it grows faster.
What is compounding frequency?
How often interest is added to the balance — monthly compounding grows faster than yearly for the same nominal rate.
What is the compound interest formula?
A = P × (1 + r/n)^(n×t), where n is the number of compounding periods per year and t is the number of years.
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